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  • Home Flood Preparedness
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Home Flood Preparedness Header

How to Prepare for and Prevent Home Floods

Floods and flash floods are a reality in all 50 states. In a country with weather patterns as complex as the United States, even low-risk areas can be susceptible to floods. According to the Federal Emergency Management Agency, for flood damage are filed in low-risk areas. For this reason, flood preparedness is crucial for any home or residence where it rains.

Read on to learn more about the most common types of home floods, how to prevent flood damage and even how to repair flood damage without breaking the bank.
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Types of Home Flooding

How to Prevent Flood Damage

Recovering From a Flood

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What Are the Most Common Types of Home Flooding?

Home flooding is generally the result of three common events: basement flooding, natural disaster flooding and water main flooding. Each event may require different approaches in terms of flood prevention and repair.

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Basement Flooding

If your basement always seems damp or your basement floods when it rains (or your main floor, if you don鈥檛 have a basement), it is likely due to one of three main problems: leaky plumbing, leaky windows or a poorly insulated foundation.

Problem 1: Poorly Insulated Foundation

  • Why does poor insulation cause basement flooding?
    Excessive rain, poor yard drainage or sewer backups can contribute to floods if your foundation isn鈥檛 insulated enough. This is definitely the most common cause of basement flooding.

  • How can poor insulation be fixed?
    In order to repair flood damage and prevent it from happening again, you鈥檒l need to pinpoint the source of the leaks, fix any cracks yourself (or call in a professional) and then install waterproofing foundation insulation to avoid future damage.
    Pro tip: If you want more information on basement insulation, check out our blog post on听.

Problem 2: Leaky Basement Windows

  • Why do leaky basement windows cause basement flooding?
    If you have a flooded yard or clogged gutters, water can pool in windows and leak into the basement through and around your windows.

  • How can leaky basement windows be fixed?
    To help prevent your basement from flooding when it rains, you can caulk your basement window, install window wells (preferably with covers), adjust your window grade, check your gutter spouts or install new windows.

Problem 3: Leaky Plumbing

  • What are common sources of leaky plumbing?
    You probably have a burst or leaking pipe (keep reading to find out why pipes burst), a leaking waste line, a broken washing machine supply hose or a leaking water tank or water heater.

  • How can leaky plumbing be fixed?
    There are many ways you can prevent flood damage from leaky pipes. You can try setting back your spigot valves; repairing the water heater lining, either on your own or with the help of a pro; replacing washers and O-rings; replacing dripping shower spouts; and replacing mechanical faucets when they get old and corroded.

Problem 4: Burst Pipes

Why do pipes burst?

A burst pipe can result in home flooding and extensive damage. The major causes of burst pipes are frozen pipes, water pressure issues and corrosion.

Frozen Pipes

  • How does the cold cause a pipe to burst?
    When water freezes inside a pipe, it expands, increasing the pressure inside. The pressure eventually escapes by bursting out of the pipe and flooding your basement.

  • How do you prevent a frozen pipe from bursting?
    If you are experiencing prolonged freezing temperatures, try leaving a faucet or two dripping. If the water keeps moving, even a little bit, it鈥檚 less likely to freeze in the pipes.听
    Pro tip: To conserve water, keep a bucket underneath the dripping faucet, and use it to water your plants!
Why Do Pipes Burst? Excessive Cold, Water Pressure, and Pipe Corrosion.

Water Pressure

  • How does high water pressure make pipes burst?听It鈥檚 not just about whether you get a good, strong shower. Your pipes require the proper water pressure to function correctly. If the water pressure increases too quickly or significantly, the pipe might not be able to contain it, causing a rupture and subsequent flooding.

  • How do I prevent my pipes bursting from water pressure?听If your water pressure is too high, call a plumber. A certified plumber can help you adjust your water pressure to a safer level, and help reinforce any pipes that need it.

Pipe Corrosion

  • How does corrosion cause a pipe to fail?听After many years, slowly building corrosion in your pipes 鈥 often caused by a pH imbalance in your water 鈥 can become a problem. If you have both hard water and galvanized-iron water-supply pipes, rust can build up over time, either stopping water flow completely or causing a pipe to burst.

  • How do I prevent rust corrosion in my pipes?听Inspect the water pipes in your home for damage or recent repairs that can affect water pressure. If you find a damaged pipe, you can patch it for a quick fix but should cut and replace it as soon as possible to prevent the pipe from bursting. To avoid future damage to your pipes, you can get your water tested by certified professionals to figure out if it meets regulations. Government agencies like can analyze your drinking water, helping you to find the right water treatment for your home.

Now you know why your basement floods when it rains and how best to identify the problem, the cause and the fix!


Natural Disaster Flooding

Hurricanes, mudslides and excessive rain are the natural disasters behind the majority of home flooding and flash floods. Although we generally consider natural disaster flooding to be something that happens to other people, many of us in the United States live in a floodplain or an area next to a body of water. Your local government should be able to provide you with a flood zone map, or you can look up your location听. If you live in a flood zone, it could affect your insurance options and rates as well as your property value.

Flood safety during natural disaster flooding

As tempting as it is to take a shortcut through water, keep away from floodwaters and remember floodsafety.com鈥檚 campaign slogan 鈥淭urn Around Don't Drown庐.鈥 If you come upon a flowing stream of water, turn around and get away. Even a few inches of water .

Pro tip: If you live in a flood zone prone to major storms, you can听, find听hurricane safety tips听and more from our听seasonal preparedness guides.


If you find yourself in floodwaters, "Turn Around Don't Drown"

Water Main Flooding

In many neighborhoods, a municipality provides the water supply system. A break to a water main, or the main line in a water supply system, is usually not preventable for the homeowner. It is most likely to happen when both air and听water听temperatures drop below freezing, causing the ground above a pipe to freeze, which increases stress on the pipe and can lead to a break. Because the damage can be extensive, the local or city government, the police department, and other disaster-relief organizations often work together on cleanup and repair of the break to prevent further home flooding.

Even if you don鈥檛 live in a flood zone, you still might need flood insurance. Check with your homeowners/renters insurance policy or with your insurance agent to see if home floods caused by water main breaks are covered.


How to Protect Your House from Flooding

An ounce of prevention is worth a pound of cure, especially when it comes to protecting your home. Check out these tips below to prevent flood damage by guarding against home flooding in the first place.
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  • Being aware of your flood-zone risk should be your very first line of defense. Knowing if you鈥檙e at high-risk can help you know how to prevent flood damage in your area. Even if you live in a low-risk area, it is important to know what to do in case of a flood.

  • Make a flood emergency plan, and maintain an emergency flood kit. Making plans for evacuation and shelter for floods could save your life in an emergency. Keep your emergency flood kit stocked with non-perishable foods, first aid supplies, flashlights and blankets to keep warm (depending upon the season).

  • Check your insurance. Not all home floods are covered by insurance, so be sure to check with your home insurance agency to see if you鈥檙e covered.

  • Inspect your home听for cracks in your basement walls or foundation, and seal them. For extra protection,听听sealing your basement walls or foundation with waterproofing compounds to prevent home flooding.
  • Have a professional elevate your electrical panel听and equipment in your home, especially in high-risk areas. In addition, choosing a听听that can be elevated or听听to account for expected flood levels can save your home from further damage. According to Ready.gov, you may even听听to prevent fires and potential gas explosions.

  • Install reflux valves, or one-way valves, in the pipes that lead to your sinks or tubs. These special valves can prevent flood damage by ensuring that water only flows one direction, and not back up .

  • Install a sump pump, if you don鈥檛 already have one, and schedule annual check-ups to keep it operating efficiently. Sump pumps and prevent flood damage to the lower levels of your home.

  • Be prepared to evacuate at a moment鈥檚 notice. If a flood or flash flood warning is issued, head for higher ground 鈥 and stay there until authorities tell you it is safe to return.

A final note on how to prevent flood damage: While winter storm prepared